Why our Alternate Insurance
Alternative Insurance Management, LLC is dedicated to providing independent outsourced risk management services to clients.
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We manage your risk
The main tool is the competitive bid process. If done correctly, it has proven, time and time again to significantly reduce the cost of risk and will continue to assure competitive premiums each year.
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Industries
Travel and Aviation
Business Services
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Financial Services
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Testimonials
Ben Greenwald
Alternative Insurance Management, LLC was highly recommended to us by a large real estate developer/owner. In engaging Wayne Pachol as a consultant timing was very important because we had a package insurance renewal approaching very quickly. Wayne reviewed and analyzed our insurance program and clearly communicated and discussed changes and recommendations to us before putting together a bid package to a recommended list of brokers and carriers. Wayne controlled the entire bid and renewal process. All proposals were submitted to Wayne and he thoroughly analyzed each and presented the results to us in a format that was clear and concise. He discussed his analysis with us and made a recommendation as to which proposal provided us with the proper coverage and was most cost efficient. The end result was a cost savings of 41% from our expiring premiums with all the appropriate coverages in place. We highly recommend using Alternative Insurance Management, LLC as an insurance consultant.
Matt Schoenfeld
I am the General Counsel for a full service real estate company in the Baltimore metropolitan area. As part of my duties, I am tasked with the responsibility of managing our company’s insurance needs. We develop, build, own and manage millions of square feet of real estate. We maintain a fleet of vehicles and equipment. We have various related businesses including landscaping and brokerage divisions. In short, we have a complicated business model that demands all sorts of commercial insurance coverages with requirements that change as our business changes. We need to ensure that we are running our businesses as efficiently as possible and this goal extends to the placement and management of our insurance program. Alternative Insurance is an invaluable wellspring when it comes to insurance.
Betsy Miller
We have been using Wayne for several years now and could not be more pleased. We are celebrating our 40th anniversary and considered ourselves to be knowledgeable about our insurance needs. We could not have been more wrong. The first year Wayne saved us 27% on our general liability and workman’s compensation coverage from the previous year. Our existing agents were even higher on the new quote from the previous year so the actual savings was greater than that. He has continued to get us additional savings every year. Wayne has also saved us time by handling all the agents that want to quote our insurance, creating a chart so that all agents quoting are quoting on the same numbers concerning our business and helping us with claims when we do not think we are getting adequate support from our agents. Our only regret is that we did not start working with him sooner.
Alternative Insurance wishes to establish a successful partnership with the clients, agents, and insurance companies, that respect the interests and goals of each party.